Money
5 min read
Stock Market Basics for Beginners in India: How to Start Safely
Shares, demat accounts, NSE, BSE, orders, charges and taxes explained simply, along with the mistakes that cost beginners money and a safer way to begin.
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Investing
How I think about investing.
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Money
4 min read
SIP vs Lump Sum: Which Is Better, and What to Do When Markets Are High?
Should you invest your bonus all at once or spread it over months? The honest answer depends on your money, your nerves and the market, and there is a sensible middle path.
Money
7 min read
Starting a SIP With ₹5,000 a Month: What Actually Happens to Your Money
A plain explanation of how a SIP works, which fund to pick first, the direct-plan mistake that costs lakhs, and how to stop checking your returns every week.
Money
4 min read
What Are Mutual Funds? Types, NAV, Expense Ratio and How to Choose
A mutual fund pools money from many investors and invests it for them. Here is how funds work, the main types, what NAV and expense ratio mean, how they are taxed, and how a beginner can choose.
Money
5 min read
Gold Investment in India: Physical Gold, Gold ETFs, Digital Gold and SGBs Compared
Indians love gold, but jewellery is a poor investment. Compare physical gold, gold ETFs, gold funds, digital gold and Sovereign Gold Bonds on cost, safety, liquidity and tax.
Money
5 min read
EPF vs PPF vs NPS: Which Retirement Account Does What
Three government-backed ways to save for the long term, each with different rules on returns, lock-in, risk and tax. Here is what each one is for and how a salaried person can combine them.